1/29/2024 0 Comments La cueva gay bar puerto vallartaINSANE! So definitely hit decline on that conversion at the ATM, and you’ll get the best exchange rate. We thought this would cancel the transaction, BUT it does not and it saves you anywhere from 5-12% additional fee on top of the ATM use charge. Again, always pay in local currency to save.įor ATM withdrawals, one thing to note which we learned the hard way last year when it was implemented: there will be an option to decline the conversion on the ATM, and you’re going to want to decline this because you want your bank to process the foreign exchange. In addition, with respect to credit cards, the local bank processing the USD payment at the restaurant for example will always give you a worse conversion than if you pay in local and let your bank process the foreign exchange. If you pay in USD for example, the posted foreign exchange rate is always 15-19 pesos per USD versus 20-21 pesos at the time of this writing. Pro tip – Always pay in local currency when you travel both in cash and on your credit card.
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